Auto & Vehicle Loans

We'll get you on the road faster with some of the most competitive car loan rates in Indiana, Ohio and Michigan. Plus, you can finance an RV, boat or ATV through us to save big.
Our Auto & Vehicle Loans are ideal for purchases and refinances. Local decision-making and a simple application make the process quick and easy.

Your Next Road Trip Awaits

  • Choose from a variety of terms and fixed rates for your new or used car, truck or SUV
  • Various financing options also are available for boats, ATVs and other recreational vehicles
  • Use NADA Guides for vehicle pricing and information

View Current Rates

Model Year Max Term Fixed Rate APR Payment
The Rate, Payment and APR's below assume a $20,000 loan amount.
New/Used 2014-2017 48 months 3.75% 4.13%* $453.50
New/Used 2014-2017 60 months 4.00% 4.31%* $371.74
Used 2012-2013 48 months 4.00% 4.38%* $455.76
Used 2012-2013 60 months 4.25% 4.56%* $374.02

$150.00 Doc Fee plus title fees, $20.00 VSI.

*Subject to credit approval. Additional terms and conditions apply. Interest rates and Annual Percentage Rates (APR) shown reflect rates available to our highest qualified borrowers and may vary depending on credit qualifications. Interest rates and APR also reflect a .50% discount for automatic payment from a First Federal Bank deposit account. Rates and discounts are subject to change at any time. Actual APR will be determined when you apply and will be based on your application and credit information. The APR shown in the chart is based on a loan amount of $20,000, a loan-to-value ratio of 100%, and excellent borrower credit history. Contact a loan officer for further details.

Subject to credit approval, quoted rates and APRs reflect a .50% discount for automatic payment from a First Federal Bank deposit account.

Rates disclosed are for our highest qualified borrowers and may vary depending on credit qualifications. All loans are subject to credit review. Contact a loan officer for further details.

Rates are subject to change without notice. You cannot lock a rate online. Offer is subject to credit approval. Down payment is required.

Model Year Max Term Fixed Rate APR Payment
The Rate, Payment and APR's below assume a $10,000 loan amount.
2009-2011 36 months 4.25% 5.24%** $301.84
2009-2011 48 Month 4.50% 5.26%** $232.25
2008 & Older 24 months 5.75% 7.22%** $450.26
2007-2008 Only 36 months 6.25% 7.25%** $311.00

$150.00 Doc Fee plus title fees, $20.00 VSI.

**Subject to credit approval. Additional terms and conditions apply. Interest rates and Annual Percentage Rates (APR) shown reflect rates available to our highest qualified borrowers and may vary depending on credit qualifications. Interest rates and APR also reflect a .50% discount for automatic payment from a First Federal Bank deposit account. Rates and discounts are subject to change at any time. Actual APR will be determined when you apply and will be based on your application and credit information. The APR shown in the chart is based on a loan amount of $10,000, a loan-to-value ratio of 100%, and excellent borrower credit history. Contact a loan officer for further details.

Subject to credit approval, quoted rates and APRs reflect a .50% discount for automatic payment from a First Federal Bank deposit account.

Rates disclosed are for our highest qualified borrowers and may vary depending on credit qualifications. All loans are subject to credit review. Contact a loan officer for further details.

Rates are subject to change without notice. You cannot lock a rate online. Offer is subject to credit approval. Down payment is required.