Checking

One size doesn't fit all. That's why we have multiple checking account solutions to fit your lifestyle.

Whether you want your balance to earn interest or you just want a simple checking account, we'll help you find your best fit below. Need help deciding? Take our quick quiz.

Relationship Checking

E-Checking

Student Banking

Simple Checking

Benefits
Free Mobile Deposit 1YesYesYes
Exclusive Relationship Savings AccountYesYesYes
Refund of ATM Charges from Another Bank's ATMUp to $8
Discount on Consumer Loan FeesYes
E-StatementsYesYesYesYes
Free Paper StatementsYesAvailable upon request for those aged 65 and better
% Discount on Safe Deposit Box (Pending Availability)Yes
Interest EarnedTiered Interest Rates and APYs (Annual Percentage Yield)
Free ChecksFirst Order of Non-Duplicate, Standard Checks
Check WritingUnlimitedLimit of 10 checks per month with a $1 fee for each check thereafterNoneUnlimited
No Monthly Service Charge if YouMaintain an Average Daily Balance of $1,000 or Combined Deposit and Loan Account Balances of $20,000 or more. - Direct Deposit from Income Source - AND Enroll in E-Statements - AND Enroll in OnLine Banking - AND Have an Active Debit Card (1 or more point-of-sale transaction)
Monthly Service Charge if Requirements are Not Met$10$10$0$0
Minimum Balance or Average Daily BalanceSee AboveNoneNoneNone
Minimum to Open Account$50$50$50$50

Disclosures 

1 Your use of First Federal Bank Mobile Deposit is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply. Transaction fee of $0.50 applies to each deposit with Simple Checking. Transaction fee waived with Student Banking, E-Checking and Relationship Checking.