Retirement Plans for Businesses

We'll maximize the benefit of your 401(k) plans with intelligent strategies to manage and grow your assets with a personal touch that you'll appreciate.

A primary focus for First Federal's Wealth Management Department is to assist plan sponsors in achieving the maximum benefit from their company retirement plan. A major component is to work directly with plan sponsors and participants in effectively managing and growing their retirement plan assets.

We partner with Third Party Administrators whose only business is retirement plan design and administration, this allows us to keep abreast of current regulations and the ever-changing requirements in today's retirement plan environment. 

With First Federal you get:

  • A large variety of investment options to meet the long-term needs of plan participants 
  • Assistance for plan participants from the time of initial enrollment through distribution...employee education is a priority to us 
  • Reasonable fees that are fully disclosed 
  • Our high level of fiduciary oversight to keep your plan in compliance with both the letter and the spirit of all current retirement plan regulations 
  • The best plan for plan participants' situations 

We also utilize various retirement plan vendors, which help us to meet diverse company needs while offering plans on the leading edge of current technology and investment product offerings. In a continually changing retirement plan market, we know the importance of keeping up on the current trends and taking advantage of any beneficial changes and enhancements that become available.

First Federal specializes in assisting plan participants with their retirement planning. We utilize one-on-one meetings to aid in the initial selection and ongoing review of their investment allocations. For the plan sponsor, First Federal annually reviews every plan to evaluate the recordkeeper/investment provider being used for both the competitiveness of its pricing and the investment performance in has achieved. We are at your side every step of the way to ensure that your fiduciary responsibilities as a plan sponsor are being met. 

We are proud of our dedication to both your company and your employees, not only during the conversion process but in all the years to follow as well.

Securities offered through Money Concepts Capital Corp. Member FINRA/SIPC. First Federal Wealth Management is an independent firm not affiliated with Money Concepts Capital Corp. Not FDIC Insured. Not a Deposit. May Lose Value. Not Guaranteed by the bank. Not Insured by Any Federal Government Agency. www.moneyconcepts.com