Meet Your Team

When it comes to managing your wealth and investments, we take a personal approach to understanding your goals and planning for long-term success.

With our strong team of Trust Officers, Financial Advisors, Private Bankers, and Support Professionals, we are ready to provide objective, sound advice and implement your plans. We take the time to understand your needs and goals at every stage.

Meet Your Team

Dave Kondas

Senior Vice President, Director of Wealth Management

Shari Wyse, CFP®

Vice President, Financial Advisor and Certified Financial Planner™
Shari Wyse, CFP®
Phone: (419) 782-4639
Locations Served: Bryan, Montpelier, Wauseon and Archbold, Ohio.

Brian Tussing

Financial Advisor
Brian Tussing
Phone: (419) 785-3741
Locations Served: Defiance, Napoleon, Hicksville and Paulding, Ohio.

Dan Romick

Assistant Vice President, Financial Advisor
Dan Romick
Phone: (419) 424-2035
Locations Served: Arlington, Carey, Findlay and Fostoria, Ohio

Mike Schumaker

Assistant Vice President, Financial Advisor
Mike Schumaker
Phone: (419) 523-3167
Locations Served: Ottawa, Glandorf, Delphos, Elida, Lima, Marion, Harpster and Upper Sandusky, Ohio

Chris Egli, CRC®

Financial Advisor
Chris Egli, CRC<sup>®</sup>
Phone: (419) 794-5007
Locations Served: Maumee, Oregon, Genoa, Perrysburg and Bowling Green, Ohio as well as Adrian, Morenci, Hudson and Tecumseh in Michigan

Aaron Rex

Financial Advisor
Aaron Rex
Phone: (260) 205-1475
Locations Served: Fort Wayne, Indiana

Carol Whetstone

Vice President, Trust Officer
Carol Whetstone
Phone: (419) 782-5222
Locations Served: Defiance, Hicksville, Napoleon, and Paulding, Ohio, as well as Fort Wayne, Indiana

Jennifer Scroggs

Vice President, Senior Trust Officer
Jennifer Scroggs
Phone: (419) 783-1059
Locations Served: Toledo, Bowling Green, Oregon, Maumee, Perrysburg, Bryan, Montpelier, Wauseon and Archbold, Ohio, as well as Adrian, Morenci, Hudson and Tecumseh in Michigan

Crystal Ellerbrock

Vice President, Trust Officer
Crystal Ellerbrock
Phone: 419-421-4835
Locations Served: Findlay, Delphos, Elida, Ottawa, Fostoria, and Lima

Tom Weber

Trust Employee Benefit Advisor
Tom Weber
Phone: (419) 782-5212

Rod Walton

Vice President, Senior Private Banker
Rod Walton
Phone: (419) 427-2681
Locations Served: Findlay, Delphos, Elida, Ottawa, Fostoria, and Lima

Lea Ann Hayes

Assistant Vice President, Private Banker
Lea Ann Hayes
Phone: (419) 782-5889
Locations Served: Defiance, Napoleon, Hicksville and Paulding, Ohio

Mary Alice Nagel

Assistant Vice President, Private Banker
Mary Alice Nagel
Phone: (419) 782-5180
Locations Served: Defiance, Napoleon, Hicksville and Paulding, Ohio

Dawn Bales

Vice President, Private Banker
Dawn Bales
Phone: (517) 266-5071
Locations Served: Adrian, Morenci, Hudson and Tecumseh, Michigan.

Tim Durnell

Private Banker
Tim Durnell
Phone: (260) 490-7485
Locations Served: Fort Wayne, Indiana

Stephany Foltz

Vice President, Trust Operations Manager
Stephany Foltz
Phone: (419) 782-5069

Jenna Karr, J.D.

Trust Administrator 
Jenna Karr, J.D.
Phone: (419) 783-1096

Heather Fields

Operations Administrator
Heather Fields
Phone: (419) 782-5143

Doris Green

Financial Advisor Assistant
Doris Green
Phone: (419) 421-4832

Kristen Maki

Trust Operations Assistant
Kristen Maki
Phone: (419) 785-3746

Brittany Linder

Wealth Management Administrative Assistant
Brittany Linder
Phone: (419) 783-1080

Jessica Rivera

Financial Advisor Assistant
Jessica Rivera
Phone: (419) 783-1060

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Learn more about your team

Dave Kondas

Senior Vice President, Director of Wealth Management
Dave Kondas

Dave Kondas is the Director of Wealth Management and is responsible for overseeing the trust, financial advisory and investment services. Dave brings with him over 30 years of experience in the financial services industry. Dave is very active in his community as a member of St. John's Catholic Church, Defiance Rotary, Defiance Area Foundation, Defiance Eagles, Defiance Elks Lodge and is past president and current member of the Defiance Optimist Club. Dave graduated Magna Cum Laude from Defiance College with a bachelor's degree in business administration.

Review Dave's background on FINRA's BrokerCheck

Shari Wyse, CFP®

Vice President, Financial Advisor and Certified Financial Planner™
Shari Wyse, CFP®
Phone: (419) 782-4639
Locations Served: Bryan, Montpelier, Wauseon and Archbold, Ohio.

Shari Wyse is a Financial Advisor and a Certified Financial PlannerTM at First Federal Bank. She holds a degree in finance and marketing from Defiance College and holds a Series 7 and Series 66 Securities Registration and a Life and Health Insurance license from the State of Ohio.

Shari places emphasis on well-calculated decisions by working closely with each client to develop a personalized financial plan. She specializes in investment planning, retirement planning and college planning. Shari uses a wide variety of investment tools that will benefit her clients' needs.

Shari primarily serves clients in Bryan, Montpelier, Wauseon and Archbold, Ohio.

Review Shari's background on FINRA's BrokerCheck

Brian Tussing

Financial Advisor
Brian Tussing
Phone: (419) 785-3741
Locations Served: Defiance, Napoleon, Hicksville and Paulding, Ohio.

Brian is a Financial Advisor for First Federal Bank. He earned his degree in business administration, specializing in finance from Defiance College. He holds a Series 7 and Series 63 Securities Registration and a Life and Health license from the State of Ohio.

Brian has joined the Wealth Management team in order to help individuals and their families obtain a better, brighter future. He specializes in investment management, retirement, retirement income planning, college planning, and life insurance. As a financial advisor, he is able to offer a wide range of products and services that put the client first in all business decisions. Each meeting is geared toward the client's personal situation and is focused on achieving their goals, both short and long term.

Brian serves clients primarily in Defiance, Napoleon, Hicksville and Paulding, Ohio.

Review Brian's background on FINRA's BrokerCheck.

Dan Romick

Assistant Vice President, Financial Advisor
Dan Romick
Phone: (419) 424-2035
Locations Served: Arlington, Carey, Findlay and Fostoria, Ohio

Dan is an Assistant Vice President, Financial Advisor for First Federal Bank. He earned his degree in small business/entrepreneurship from The University of Findlay, and holds a Series 6 Securities Registration and a Life and Health Insurance License from the State of Ohio.

Dan works with clients to help them reduce risk while saving and investing for the future. He specializes in investment planning, retirement planning, college planning and life insurance. As a Financial Advisor, he is able to provide guidance and money management through a variety of sources. 

He serves clients primarily in Arlington, Carey, Findlay and Fostoria, Ohio.

Review Dan's background on FINRA's BrokerCheck

Mike Schumaker

Assistant Vice President, Financial Advisor
Mike Schumaker
Phone: (419) 523-3167
Locations Served: Ottawa, Glandorf, Delphos, Elida, Lima, Marion, Harpster and Upper Sandusky, Ohio

As a Financial Advisor, Mike brings over 15 years of banking experience to our Wealth Management team. He specializes in investment planning, retirement planning, fixed and variable annuities, college planning and life insurance. With a Series 7 Securities and Ohio Life and Health Insurance license, Mike utilizes tools and investment strategies to help his clients achieve their long and short-term goals. Mike is active in his community as a board member of the Kiwanis Club of Ottawa. 

Mike serves clients primarily in Ottawa, Glandorf, Delphos, Elida, Lima, Marion, Harpster and Upper Sandusky, Ohio.

Review Mike's background on FINRA's BrokerCheck

Chris Egli, CRC®

Financial Advisor
Chris Egli, CRC<sup>®</sup>
Phone: (419) 794-5007
Locations Served: Maumee, Oregon, Genoa, Perrysburg and Bowling Green, Ohio as well as Adrian, Morenci, Hudson and Tecumseh in Michigan

Chris comes to First Federal Bank as a Financial Advisor with nearly 20 years of experience. He is a graduate of Bowling Green State University with a degree in finance and holds the designation of Certified Retirement Counselor.

Chris takes pride in knowing his clients leave a consultation with him understanding how their money can work for them to provide for future needs. He has experience with a wide variety of financial products including insurance, retirement planning and an array of personal investment products.

Chris is located at the Maumee First Federal Bank office and primarily serves clients in and around Maumee, Oregon, Genoa, Perrysburg and Bowling Green, Ohio as well as Adrian, Morenci, Hudson and Tecumseh in Michigan.

Review Chris' background on FINRA's BrokerCheck

Aaron Rex

Financial Advisor
Aaron Rex
Phone: (260) 205-1475
Locations Served: Fort Wayne, Indiana

Aaron Rex is a Financial Advisor at First Federal Bank. He holds a degree in Agribusiness and Applied Economics from The Ohio State University in Columbus and holds Series 6, 7, 63 & 65 Securities Registrations and a Life and Health Insurance license from the State of Indiana.

Aaron works diligently with his clients in understanding their needs and concerns, to develop a holistic approach in providing wealth management solutions. He utilizes First Federal’s broad resources to implement strategies in trust & estate planning, investment management, retirement planning, and college savings.

Aaron and his wife live with their three children in Fort Wayne, Indiana.

Review Aaron’s background on FINRA's BrokerCheck.

Carol Whetstone

Vice President, Trust Officer
Carol Whetstone
Phone: (419) 782-5222
Locations Served: Defiance, Hicksville, Napoleon, and Paulding, Ohio, as well as Fort Wayne, Indiana

Carol is a Vice President and Trust Officer at First Federal Bank. She has over 14 years of personal trust and investment experience, allowing her to help individuals with their estate planning and wealth management goals. Carol is active in the community as a member of St. John’s United Church of Christ, Zonta, Kiwanis, Defiance College Women’s Commission, and Purple & Gold Club. Carol is a member of the Columbus Foundation Professional Advisory Group, the Worthington Estate Planning Group and the Columbus Estate Planning Council. She is a Cum Laude graduate of Defiance College majoring in Business Administration. Carol is also a graduate of the Cannon Financial Institutes trust school and the American Bankers National Trust Graduate school and recently obtained her Chartered Advisor in Philanthropy (CAP) designation.

Carol serves clients primarily in Defiance, Hicksville, Napoleon, and Paulding, Ohio, as well as Fort Wayne, Indiana.

Jennifer Scroggs

Vice President, Senior Trust Officer
Jennifer Scroggs
Phone: (419) 783-1059
Locations Served: Toledo, Bowling Green, Oregon, Maumee, Perrysburg, Bryan, Montpelier, Wauseon and Archbold, Ohio, as well as Adrian, Morenci, Hudson and Tecumseh in Michigan

Jennifer Scroggs serves as First Federal Bank’s Vice President, Senior Trust Officer. She specializes in interpreting, communicating, facilitating and executing complex estate planning matters by maintaining knowledge of current trends and changes with regard to fiduciary matters. In her role, she collaborates with high net-worth individuals and their advisors to articulate their goals and needs, develop a comprehensive wealth plan, and coordinate both internal and external advisors to implement the plan. Jennifer has experience managing complex family dynamics, intergenerational interests and trusts and estates with unique assets.

She earned her Juris Doctorate from Cleveland-Marshall College of Law and is a graduate of Ohio University. As an active member of her community, Jennifer was nominated for the 2016 Jefferson Award for outstanding community and public service and was a recipient of Toledo’s 20 Under 40 award in 2011. In addition, Jennifer is a board member for the University of Toledo Education Foundation, board chair for Toledo Botanical Gardens and committee member for the Promedica Legacy Advisory Network (PLAN).

Jennifer serves clients in Toledo, Bowling Green, Oregon, Maumee, Perrysburg, Bryan, Montpelier, Wauseon and Archbold, Ohio, as well as Adrian, Morenci, Hudson and Tecumseh in Michigan.

Crystal Ellerbrock

Vice President, Trust Officer
Crystal Ellerbrock
Phone: 419-421-4835
Locations Served: Findlay, Delphos, Elida, Ottawa, Fostoria, and Lima

Crystal Ellerbrock serves as Trust Officer for First Federal Bank for clients in Findlay, Ohio. With decades of wealth management experience, she specializes in wealth planning, investment strategy, cash management, trust services, as well as risk management. 

As an active member of her community, Crystal serves as the President for Open Arms Domestic Violence Shelter, a Board Member for the Y.M.C.A Endowment Committee, member of the Executive Leadership Team for the American Heart Association’s Heart Walk, in addition to a foundation near and dear to her heart, “The William T. Ellerbrock SIDS Foundation” for her son, William.

She earned her bachelor’s degree in Business Management with concentrations in Finance and Marketing from the University of Findlay. 
 

Tom Weber

Trust Employee Benefit Advisor
Tom Weber
Phone: (419) 782-5212

Tom Weber is responsible for Retirement Planning Services (401(k), PS Plans, etc.) specializing in plan design, employer guidance and participant education. Tom has 30 years of experience with First Federal and has earned the designation of Certified Retirement Services Professional from the Institute of Certified Bankers. He is also a licensed Life, Accident & Health and Variable Annuities Agent in Ohio and Indiana. A graduate of The Ohio State University, Tom is an active member of St. John's Catholic Church. He is also a board member and past president of Defiance Lions Club and a member of the Defiance County Board of Developmental Disabilities.

Rod Walton

Vice President, Senior Private Banker
Rod Walton
Phone: (419) 427-2681
Locations Served: Findlay, Delphos, Elida, Ottawa, Fostoria, and Lima

Rod Walton is Vice President, Senior Private Banker. He earned his bachelor's degree in business administration from The University of Toledo and brings over 35 years of experience. He enjoys helping individuals understand their entire financial picture and coordinate their financial strategy. As a Trusted Advisor he can help his clients by discussing the variety of banking options provided by First Federal Bank.

Rod serves clients primarily in Findlay, Delphos, Elida, Ottawa, Fostoria, and Lima.

Lea Ann Hayes

Assistant Vice President, Private Banker
Lea Ann Hayes
Phone: (419) 782-5889
Locations Served: Defiance, Napoleon, Hicksville and Paulding, Ohio

Lea Ann Hayes has been serving clients since 1998, as an Assistant Vice President, Private Banker. She finds it rewarding to help individuals understand their entire financial picture and coordinate their financial strategy. 

She takes pride in improving the quality of life in the community in which she lives and works. Lea Ann serves as president for Women’s Giving Circle, Defiance County Senior Services Auxiliary and Defiance Area Foundation Donor Development Committee.

Lea Ann serves clients primarily in Defiance, Napoleon, Hicksville and Paulding, Ohio.

Mary Alice Nagel

Assistant Vice President, Private Banker
Mary Alice Nagel
Phone: (419) 782-5180
Locations Served: Defiance, Napoleon, Hicksville and Paulding, Ohio

Mary Alice is an Assistant Vice President and Private Banker with over 40 years of banking experience. She is responsible for handling accounts and managing finances for individual customers at the bank. As a private banker, she enjoys building relationships with clients as their Trusted Advisor to help them achieve their financial goals.

She takes pride in improving the quality of life in the community in which she lives and works.  Mary Alice is currently secretary of the Zonta Club of Defiance and serves on the board for NAMI Four County, Defiance County 4-H Endowment Committee and Defiance County Farm Service Agency committee member.  She also teaches Sunday School and is in her church choir.  She is also involved with Tinora Athletic Boosters, Tinora Music Boosters and Tinora Academic Boosters. 

Mary Alice serves clients primarily in Defiance, Napoleon, Hicksville, Paulding, Bryan and Montpelier.

Dawn Bales

Vice President, Private Banker
Dawn Bales
Phone: (517) 266-5071
Locations Served: Adrian, Morenci, Hudson and Tecumseh, Michigan.

As a private banker, Dawn enjoys building relationships with clients to help them understand their entire financial picture and coordinate a customized financial strategy.

She takes an active role in improving the quality of life in the community in which she lives and works. Currently, she is a Lenawee County Commissioner for District 4, serves as co-chair for Graze to Raise and Hickman Cancer Center, is Secretary of the Economic Development Corporation, Brownfield Development, Hospital Authority Board and Habitat of Lenawee Board. Dawn also volunteers with multiple non-profit organizations, including the Adrian Area Chamber of Commerce, Madison School Board, Civitan of Lenawee, Health and Human Services Grant Committee and Lenawee United Way.

Dawn has over 25 years of banking experience and is knowledgeable in a wide range of banking services including consumer and business lending, branch management and business development. 

Tim Durnell

Private Banker
Tim Durnell
Phone: (260) 490-7485
Locations Served: Fort Wayne, Indiana

Tim has provided banking solutions for Fort Wayne, Indiana residents for over 30 years. As a private banker, he is able to provide his clients with knowledgeable advice from his time serving in other financial roles including commercial lending, consumer lending, mortgage lending, branch management and private banking. He has held a Series 7 license and a mortgage loan originator license in the past.

Born and raised in Fort Wayne, Tim enjoys helping others in his community achieve financial success by listening to their goals and helping them to plan accordingly. 

Tim has served in a leadership role for many local non-profits including the Embassy Theatre, Canterbury School, Fort Wayne Leadership Forum, Greater Fort Wayne, United Hispanic Americans and the local chapter of the Indiana University Alumni Association.

Tim serves clients primarily in the greater Fort Wayne, Indiana area. 
 

Stephany Foltz

Vice President, Trust Operations Manager
Stephany Foltz
Phone: (419) 782-5069

As supervisor of the Trust Operations Platform, Stephany brings nearly 30 years of trust experience to the department. She oversees the trust accounting system which includes statement reporting, tax reporting, and data entry. Stephany is very instrumental in preparing requirements for department audits and making sure our policies and procedures are in line to assure quality customer service. A graduate of Bluffton College with a bachelor's degree in business, Stephany has also completed course work in Trust Operations from Cannon Financial Institute earning the designation of Certified Trust Operations Specialist from the Institute of Certified Bankers.

Jenna Karr, J.D.

Trust Administrator 
Jenna Karr, J.D.
Phone: (419) 783-1096

Jenna received her undergraduate degree from The Ohio State University and a Juris Doctorate from Capital University Law School. As Trust Administrator, Jenna supports existing relationships by managing the administration of trusts. With her experience in estate and trust planning and probate law, she serves as liaison between trust officers, clients, investment managers, tax preparers, attorneys, and other account professionals.

Heather Fields

Operations Administrator
Heather Fields
Phone: (419) 782-5143

As Operations Administrator, Heather is responsible for much of the daily trust accounting, reconciliation and cash management functions. She is responsible for department support, and is often the first point of contact in customer service for the team. Heather brings over 20 years of experience to the Trust Platform in various trust roles. Heather graduated from Bluffton College with a bachelor's degree in business.

Doris Green

Financial Advisor Assistant
Doris Green
Phone: (419) 421-4832

As Financial Advisor Assistant, Doris provides the primary client service and administrative support for the financial advisory platform. She assists our Financial Advisors in the Findlay, Lima, and Toledo areas, and works to continuously improve brokerage back-office operations. A graduate of the European School of Administration, Doris has over 10 years financial service experience and holds her Life Insurance License from the State of Ohio. She also earned the designation of Certified Securities Operations Professional from the Institute of Certified Bankers. 

Kristen Maki

Trust Operations Assistant
Kristen Maki
Phone: (419) 785-3746

As Trust Operations Assistant, Kristen is responsible for the primary administration of the retirement plans with a focus on maintaining a positive experience for all account relationships. Bringing over 10 years of experience to the department, Kristen also assists with the development and implementation of innovative solutions for improved client service. A graduate of Miami University, Kristen also brings experience in corporate institutional trust and custody.

Brittany Linder

Wealth Management Administrative Assistant
Brittany Linder
Phone: (419) 783-1080

As Wealth Management Administrative Assistant, Brittany provides administrative support with daily activities for the wealth management department. A graduate of Bowling Green State University, Brittany works closely with sales teams to fulfill clients’ needs.

Jessica Rivera

Financial Advisor Assistant
Jessica Rivera
Phone: (419) 783-1060

As Financial Advisor Assistant, Jessica is responsible for the primary customer service and administrative support for the financial advisory platform. She provides assistance with the daily activities for both the trust and investment divisions within Wealth Management. Jessica has over 10 years of financial service experience.

Securities offered through Money Concepts Capital Corp. Member FINRA/SIPC. First Federal Wealth Management is an independent firm not affiliated with Money Concepts Capital Corp. Not FDIC Insured. Not a Deposit. May Lose Value. Not Guaranteed by the bank. Not Insured by Any Federal Government Agency. www.moneyconcepts.com