Business Lending

Business is all about the bottom line, and First Federal Bank is all about providing the lending options that help you grow.

Whether you need commercial real estate loans, equipment loans, commercial lines of credit or agricultural loans, we'll save you time and money with quick closings and competitive and flexible rates. Apply for loans online for up to $250,000.

Commercial Real Estate Loans

First Federal Bank Commercial Real Estate Loans are ideal for purchases, refinances, improving or expanding owner-occupied and non-owner-occupied commercial properties.

Equipment Loans

The right tools and equipment keep your business running smoothly, and First Federal Bank's equipment financing experts help you find the solution for purchases and refinances.

Working Capital Lines of Credit

When you need to improve your cash flow to meet short-term needs, our flexible Working Capital Lines of Credit provide the answer and can help pull your business through seasonal fluctuations.

Agricultural Lending

Agriculture is ingrained in First Federal Bank. Our agricultural loans enable you to purchase land, new equipment and more to keep your operations running smoothly.

Construction Loans

First Federal Bank supports your investments by financing office, retail, industrial/warehouse and multi-family construction projects.

SBA/USDA Loans

We know you need money when you need it, and we're committed to strengthening your small business in order to strengthen our communities.

Letters of Credit

Our Letters of Credit are a good-faith gesture to assure another party that you'll uphold the terms of a contract.